What Cat S write-off means for you
Insurers grade write-offs under a code of practice. Category S means structural damage, so the car can be repaired, unlike Category A or B, which are never returned to the road. A repaired Cat S car can be driven legally.
If you're buying one, check its write-off history with a Full Check (£9.99) and confirm the VIN matches the V5C. Ask for repair records, and check the owner told their insurer, as they must. Get an inspection and allow for a lower value.