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Car buying glossary · what it means

Cat N write-off

A Cat N car has non-structural damage, such as to panels or bumpers, and has been repaired, so it can be driven legally.

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What Cat N write-off means for you

Cat N is an insurer's category for a written-off car with non-structural damage that can be repaired. Once repaired, it can be driven legally, unlike Cat A and B cars, which never return to the road. Cat S, by contrast, covers structural damage, also repairable.

If you're buying one, check the category before paying, as a write-off may not be obvious. Ask for proof of repairs and check the MOT history and mileage. Owners must tell their insurer about the write-off. A Full Check (£9.99) from GetFreeCarCheck shows write-off records.

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